Proyecto de investigación para la implementación de nuevas tecnologías en el proceso de originación de los productos de crédito en una Caja de Compensación con suscripción en el Departamento de Cundinamarca (Colombia)
Thesis
Subjects > Engineering
Subjects > Social Sciences
Europe University of Atlantic > Teaching > Final Master Projects
Ibero-american International University > Teaching > Final Master Projects
Ibero-american International University > Teaching > Final Master Projects
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El presente proyecto de investigación para la implementación de nuevas tecnologías en el proceso de originación de créditos en una Caja de Compensación con suscripción en el Departamento de Cundinamarca (Colombia), tiene por objetivo determinar los aspectos fundamentales requeridos para la implementación de nuevas tecnologías en el proceso de originación de los productos de crédito de la Entidad, atendiendo las necesidades de los diferentes segmentos de los afiliados, y cumpliendo con los requerimientos exigidos por las áreas de riesgo, cumplimiento y fraude. Para su desarrollo, se partió por exponer los principales enfoques teóricos en los que se sustenta el abordaje del problema o tema de investigación, tales como las metodologías Scrum, XP, Kanban, Lean Start-Up, evolución de las Fintech, ecosistema y la economía digital, nuevo modelo de la banca digital, entre otras que permiten una comprensión más amplia del tema abordado. A objeto de otorgarle al estudio un sustento científico, se desarrolló una metodología proyectiva, de tipo teórica y nivel descriptivo simple, bajo un diseño no experimental, estableciendo como unidades de estudio tres informantes clave de la Caja de Compensación evaluada, utilizando como instrumento de recolección de datos una entrevista contentiva de 18 preguntas abiertas, orientadas a obtener información sobre los aspectos tecnológicos, de riesgos y capacidades de la entidad. Como resultado de la investigación, se constató que actualmente la institución carece de tecnologías suficientes para ofrecer a sus afiliados un proceso de originación de créditos por medio de canales digitales, de igual manera no cuenta con una plataforma que les permita evitar los fraudes digitales mediante la verificación de identidad; no obstante, la institución cuenta con las capacidades necesarias para desarrollar un proyecto para la adquisición e implementación de sistemas digitales para la originación de créditos por medios virtuales que garantice la seguridad financiera necesaria para prevenir fraudes.
metadata
Valbuena Montoya, James
mail
jamesvalbuenam@gmail.com
(2022)
Proyecto de investigación para la implementación de nuevas tecnologías en el proceso de originación de los productos de crédito en una Caja de Compensación con suscripción en el Departamento de Cundinamarca (Colombia).
Masters thesis, UNSPECIFIED.
Abstract
El presente proyecto de investigación para la implementación de nuevas tecnologías en el proceso de originación de créditos en una Caja de Compensación con suscripción en el Departamento de Cundinamarca (Colombia), tiene por objetivo determinar los aspectos fundamentales requeridos para la implementación de nuevas tecnologías en el proceso de originación de los productos de crédito de la Entidad, atendiendo las necesidades de los diferentes segmentos de los afiliados, y cumpliendo con los requerimientos exigidos por las áreas de riesgo, cumplimiento y fraude. Para su desarrollo, se partió por exponer los principales enfoques teóricos en los que se sustenta el abordaje del problema o tema de investigación, tales como las metodologías Scrum, XP, Kanban, Lean Start-Up, evolución de las Fintech, ecosistema y la economía digital, nuevo modelo de la banca digital, entre otras que permiten una comprensión más amplia del tema abordado. A objeto de otorgarle al estudio un sustento científico, se desarrolló una metodología proyectiva, de tipo teórica y nivel descriptivo simple, bajo un diseño no experimental, estableciendo como unidades de estudio tres informantes clave de la Caja de Compensación evaluada, utilizando como instrumento de recolección de datos una entrevista contentiva de 18 preguntas abiertas, orientadas a obtener información sobre los aspectos tecnológicos, de riesgos y capacidades de la entidad. Como resultado de la investigación, se constató que actualmente la institución carece de tecnologías suficientes para ofrecer a sus afiliados un proceso de originación de créditos por medio de canales digitales, de igual manera no cuenta con una plataforma que les permita evitar los fraudes digitales mediante la verificación de identidad; no obstante, la institución cuenta con las capacidades necesarias para desarrollar un proyecto para la adquisición e implementación de sistemas digitales para la originación de créditos por medios virtuales que garantice la seguridad financiera necesaria para prevenir fraudes.
Item Type: | Thesis (Masters) |
---|---|
Uncontrolled Keywords: | Crédito Digital, Banca Digital, Crédito Online |
Subjects: | Subjects > Engineering Subjects > Social Sciences |
Divisions: | Europe University of Atlantic > Teaching > Final Master Projects Ibero-american International University > Teaching > Final Master Projects Ibero-american International University > Teaching > Final Master Projects |
Date Deposited: | 10 Nov 2023 23:30 |
Last Modified: | 10 Nov 2023 23:30 |
URI: | https://repositorio.uneatlantico.es/id/eprint/1879 |
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