eprintid: 17819 rev_number: 8 eprint_status: archive userid: 2 dir: disk0/00/01/78/19 datestamp: 2025-07-22 23:30:10 lastmod: 2025-07-22 23:30:11 status_changed: 2025-07-22 23:30:10 type: article metadata_visibility: show creators_name: García, Gonzalo Llamosas creators_name: Mazas Pérez-Oleaga, Cristina creators_id: creators_id: cristina.mazas@uneatlantico.es title: What works in financial education? Experimental evidence on program impact ispublished: pub subjects: uneat_fp divisions: uneatlantico_produccion_cientifica full_text_status: public keywords: Financial education; Systematic literature review; Quantitative analysis; Literature review; Experimental studies; Financial literacy abstract: Financial education is increasingly essential for safeguarding both individual and corporate well-being. This study systematically reviews global financial education experiments using a dual-method framework that integrates a deep learning classifier with advanced multivariate statistical techniques. Our analysis indicates that while short-term improvements in financial literacy are common, such gains tend to diminish over time without ongoing reinforcement. Moreover, the limited impact of digital innovations and monetary incentives suggests that successful financial education depends on more than simply deploying technological solutions or extrinsic rewards. Overall, this review provides valuable insights into the evolving landscape of financial education in a dynamic economic context and underscores the need for sustainable strategies that secure lasting improvements in financial literacy. date: 2025-12 publication: Journal of Behavioral and Experimental Economics publisher: Elsevier pagerange: 102401 id_number: 10.1016/j.socec.2025.102401 refereed: TRUE official_url: https://doi.org/10.1016/j.socec.2025.102401 access: open language: en citation: Artículo Materias > Educación Universidad Europea del Atlántico > Investigación > Artículos y libros Abierto Inglés Financial education is increasingly essential for safeguarding both individual and corporate well-being. This study systematically reviews global financial education experiments using a dual-method framework that integrates a deep learning classifier with advanced multivariate statistical techniques. Our analysis indicates that while short-term improvements in financial literacy are common, such gains tend to diminish over time without ongoing reinforcement. Moreover, the limited impact of digital innovations and monetary incentives suggests that successful financial education depends on more than simply deploying technological solutions or extrinsic rewards. Overall, this review provides valuable insights into the evolving landscape of financial education in a dynamic economic context and underscores the need for sustainable strategies that secure lasting improvements in financial literacy. metadata García, Gonzalo Llamosas y Mazas Pérez-Oleaga, Cristina mail SIN ESPECIFICAR, cristina.mazas@uneatlantico.es (2025) What works in financial education? Experimental evidence on program impact. Journal of Behavioral and Experimental Economics. p. 102401. document_url: http://repositorio.uneatlantico.es/id/eprint/17819/1/1-s2.0-S2214804325000679-main%20%281%29.pdf