relation: http://repositorio.uneatlantico.es/id/eprint/17819/
canonical: http://repositorio.uneatlantico.es/id/eprint/17819/
title: What works in financial education? Experimental evidence on program impact
creator: García, Gonzalo Llamosas
creator: Mazas Pérez-Oleaga, Cristina
subject: Educación
description: Financial education is increasingly essential for safeguarding both individual and corporate well-being. This study systematically reviews global financial education experiments using a dual-method framework that integrates a deep learning classifier with advanced multivariate statistical techniques. Our analysis indicates that while short-term improvements in financial literacy are common, such gains tend to diminish over time without ongoing reinforcement. Moreover, the limited impact of digital innovations and monetary incentives suggests that successful financial education depends on more than simply deploying technological solutions or extrinsic rewards. Overall, this review provides valuable insights into the evolving landscape of financial education in a dynamic economic context and underscores the need for sustainable strategies that secure lasting improvements in financial literacy.
publisher: Elsevier
date: 2025-12
type: Artículo
type: PeerReviewed
format: text
language: en
rights: cc_by_4
identifier: http://repositorio.uneatlantico.es/id/eprint/17819/1/1-s2.0-S2214804325000679-main%20%281%29.pdf
identifier:   Artículo Materias > Educación <http://repositorio.uneatlantico.es/view/subjects/uneat=5Ffp.html> Universidad Europea del Atlántico > Investigación > Artículos y libros <http://repositorio.uneatlantico.es/view/divisions/uneatlantico=5Fproduccion=5Fcientifica.html> Abierto Inglés Financial education is increasingly essential for safeguarding both individual and corporate well-being. This study systematically reviews global financial education experiments using a dual-method framework that integrates a deep learning classifier with advanced multivariate statistical techniques. Our analysis indicates that while short-term improvements in financial literacy are common, such gains tend to diminish over time without ongoing reinforcement. Moreover, the limited impact of digital innovations and monetary incentives suggests that successful financial education depends on more than simply deploying technological solutions or extrinsic rewards. Overall, this review provides valuable insights into the evolving landscape of financial education in a dynamic economic context and underscores the need for sustainable strategies that secure lasting improvements in financial literacy. metadata García, Gonzalo Llamosas y Mazas Pérez-Oleaga, Cristina mail SIN ESPECIFICAR, cristina.mazas@uneatlantico.es     <http://repositorio.uneatlantico.es/id/eprint/17819/1/1-s2.0-S2214804325000679-main%20%281%29.pdf>     (2025) What works in financial education? Experimental evidence on program impact.  Journal of Behavioral and Experimental Economics.  p. 102401.      
relation: https://doi.org/10.1016/j.socec.2025.102401
relation: 10.1016/j.socec.2025.102401
language: en